Regional Manager - Underwriting/Sr Regional Manager, 8 to 13 years in Pune

Job Description

• Work along with Business teams to ensure proper formulation fitment structuring pricing and execution of transactions based on specific requirements regulatory framework.
• Review the underwriting process at Hub level and define process as per available resources and branch requirements.
• Identify fraudulent practices and mitigate risk through changes in policy and process and formulate and manage the legal evaluation process in the Hub region.
• Co-ordinate with the collection team and generate business insights to mitigate risk and Resource planning and management at hub for smooth running of operations.
• To ensure that Clients KYC and other documents required for particular loan product is complete and as per the credit policy before sanctioning and within the TAT.
• Ensuring compliance of the Credit Policy and processes within TAT and closely monitoring the Clients CIBIL and Clients loan portfolio.
• Checking client s eligibility for the loan and his/her credit worthiness by looking at the other loans advances taken and payment history.
• Processing of file and checking the customer profile and categorizing it into low medium and high risk.
• Monitor portfolio on regular basis. Training and guiding Credit Managers

• MBA Finance/CA
• Knowledge of Underwriting and experience of team handling
• Minimum 5 years of experience if internal candidate; 8 years if external.
• Should ideally come from a business background.