Investment Banking, 2 to 4 years in Bhubaneswar

Job Description

• Perform in-depth financial statement analysis (balance sheet, profit & loss, cash flow) to evaluate the companys creditworthiness.
• Conduct ratio analysis (liquidity, leverage, profitability, efficiency, and coverage ratios) to assess financial health.
• Analyze funding requirements, debt repayment capacity, and working capital needs.
• Assess collateral strength and covenant compliance for secured and unsecured funding.

• Prepare funding proposals, credit reports, and investor presentations for banks, NBFCs, and financial institutions.
• Structure loan and investment proposals aligning with the companys financial goals.
• Present financial insights and funding strategies to senior management, lenders, and investors.
• Collaborate with banks and financial institutions to negotiate interest rates, loan terms, and funding structures.

• Identify financial risks and suggest mitigation strategies.
• Monitor debt servicing, cash flow projections, and funding utilization.
• Ensure compliance with banking regulations, RBI norms, and investment policies.
• Track industry trends and macroeconomic factors impacting funding decisions.

• Work closely with finance, treasury, audit, and legal teams to align funding strategies.
• Assist in due diligence and financial modeling for potential investments.
• Support negotiations for credit lines, working capital loans, and structured finance deals.