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07 Sep 2023

qSLt

Credit Control Executive, 2 to 6 years in Mumbai

Company Logo RP tech India

Mumbai

5-6 Years

Credit Control, capital market, Credit Analysis, Credit Operations, Analytical Skills, Credit Processing, Credit Monitoring, SAP Knowledge, Manager-MIS Reporting

Job Description

Position: Credit Control Executive
Qualification: CA
Experience: 2 to 6 years
Location: Mumbai

Job description

Job description for Credit Control Executive.

  • Credit Monitoring for Capital market clients
  • Review credit proposals submitted by the Business and assess the risk involved
    comprehensively.
  • Track assigned industries on a continuous basis and circulate quarterly industry reports.
  • Maintain MIS on the portfolio assigned for internal presentation.
  • Approving the credit proposals basis the authority assigned and proposing cases for approvals to Head of Credit which are over and above the approval limit
  • To interact with the Relationship Managers pro-actively to assess the main risks and propose mitigants, at the deal initiation stage.
  • To appraise financial spreadsheets and projections.
  • Excellent industry understanding for the portfolio assigned
  • To convey a clear opinion regarding the feasibility of the proposed transaction, from a risk point of view covering business model, industry risk, structure and financial risk.
  • Approval / recommendation of credit limits and transactions
  • For existing clients, to conduct ongoing monitoring. Conduct periodic company and plant visits in coordination with the responsible RM.
  • Monitoring of existing project loans / large term loans, involving inputs on industry, financial and business risk, management and transparency, peer analysis and financial analysis and reviews of quarterly project reports
  • Conduct a periodic portfolio and concentration analysis, stress testing and suggest suitable corrective actions.
  • Provide effective and robust MIS reports for the Management to enable the management to effectively assess, measure, monitor and mitigate risk in Credit operations
  • Any other assignments depending on the needs of the organization.
  • Maintain MIS for internal presentation.
  • Approving the credit proposals basis the authority assigned and proposing cases for approvals to Head of Credit which are over and above the approval limit.

Job Requirements : -

Post graduate qualification in Management / Chartered Accountancy - Minimum 2 to 6 years post-qualification experience in a Credit role in capital market Or Financial Institutions group
Candidate needs to have thorough knowledge of financials
Should possess very good analytical skills.
Review credit proposals submitted by the Business and assess the risk involved comprehensively.
Excellent communication skills (oral/written)
Strong Analytical Skills
Aptitude for self-learning and collaborative mindset
Proactive in nature. Should be keen to learn and implement learnings in real time
Team player
Take ownership for managing risk and strengthening controls in relation to the work you do.

07 September 2023

qSLt

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