23 Nov 2024
ujwx
Risk Management & Compliance, 7 to 10 years in Jaipur

Jaipur
8-10 Years
Leadership, Strategic Thinking, Analytical Skills, Risk Assessment, Portfolio Manager
Job Description
Position: Risk Management & Compliance
Qualification: CS
Experience: 7 to 10 years
Location: Jaipur
Job description
Qualification: CS
Experience: 7 to 10 years
Location: Jaipur
Job description
Key Responsibilities
- Supervise and manage the credit appraisal process across branches in the region.
- Ensure adherence to organizational credit policies, procedures, and risk appetite guidelines.
- Approve high-value cases within delegated authority limits, escalating to higher authorities when necessary.
- Implement and monitor the risk management framework to identify, assess, and mitigate credit and operational risks.
- Conduct periodic portfolio reviews to ensure quality and identify early warning signals.
- Monitor delinquency levels and implement corrective actions to minimize non-performing assets (NPA).
- Lead, train, and mentor the regional credit and risk team to achieve efficiency and maintain high credit standards.
- Conduct regular performance reviews and ensure continuous learning and development for the team.
Technical Knowledge:
- Strong understanding of credit analysis, financial statements, and risk assessment techniques.
- Familiarity with regulatory guidelines (e.g., RBI norms) and industry best practices.
- Proven ability to lead and manage teams across multiple locations.
- PD
- CAM
Key Performance Indicators (KPIs)
- Portfolio quality metrics (e.g., NPAs, DPDs).
- Turnaround Time (TAT) for credit approvals.
- Regional delinquency rates and recovery performance.
- Adherence to audit and compliance guidelines.