Financial Analyst, 2 to 4 years in Mumbai

Job Description

• Financial Analysis: Conduct thorough financial analysis, including financial statements review, cash flow analysis, and performance metrics evaluation to assess the company\'s financial health and identify areas for improvement.
• Market Research: Monitor housing market trends, interest rates, regulatory changes, and competitor activities to identify opportunities and threats to the company\'s business objectives.
• Investment Evaluation: Evaluate potential investment opportunities, including mortgage-backed securities, real estate assets, and other financial instruments, to assess risks and returns.
• Risk Management: Assess credit risk, interest rate risk, and liquidity risk associated with the company\'s lending activities and develop strategies to mitigate risks effectively.
• Financial Modeling: Develop financial models to forecast revenues, expenses, and cash flows, and perform scenario analysis to support strategic planning and decision-making.
• Budgeting and Forecasting: Assist in the preparation of annual budgets, forecasts, and financial plans, and provide analysis to support budgetary decisions and resource allocation.
• Reporting and Presentation: Prepare financial reports, presentations, and dashboards for senior management, board of directors, and external stakeholders, highlighting key financial insights and performance indicators.
• Cross-functional Collaboration: Collaborate with other departments such as risk management, treasury, and lending operations to support business initiatives, optimize processes, and drive financial performance.
• Regulatory Compliance: Ensure compliance with regulatory requirements, accounting standards, and internal policies, and assist in regulatory filings and audits as needed.
• Continuous Improvement: Stay updated on industry best practices, emerging trends, and technological advancements in financial analysis and modeling, and recommend improvements to enhance efficiency and effectiveness.